This award confirms the high payment morality (with PMI at the level of 80 points or higher), good condition of the company (with CCC or higher rating) and a lack of active debt collection in the audited financial year. According to the Euler Hermes receivables analysis program, which emerges from reliable business partners, only 6% of companies on the Polish market meet such stringent requirements. The average PMI of companies from this group remains at the level of 95 points, and the rating reaches the level of B.
The payment morality index (PMI) is an assessment that is issued based on past and current counterparty behavior. The ratio, which takes into account the amount of debt and the number of days of delay in repayment of receivables, is now considered as a factor ahead of the economic situation.
The value of the indicator in the range from 80 to 100 means that delays in the payment of obligations by the entity are virtually non-existent, and thus imply a minimal risk of decreased cash flow.